I looked back at my November post, and have noticed a typo—card 1 was supposed to be $2,337.87.

Here’s where we’re at for December

Card 1 $2,020.05
Card 2 $12,067.00
Mortgage: $159,910

This doesn’t represent huge progress, but we do feel good about it because of all that we were able to cash-flow this month including; Christmas, new jeans for both kids who simultaneously grew out of their clothes all at once (Oh $h!#!) and some delayed maintenance on my car. (I was thinking it had been a while since my last service… it had been 18 months! (Oh $h!#2!)

All this AND we made some progress on the debt (all this with only one “real job” in the family… I wish I know 12 months ago when I lost my “real job” how well this would have worked out).

My billings in December were almost 2x what I projected, so when my clients pay me in January, we may be able to pay off Card 1 entirely. We’re hoping that tax return that should come in Feb or March will wipe out ½ of card 2. We may be closer than we’d expected to debt freedom.

Still leaving room for Murphy, so planning 6-8 months until everything but the mortgage is paid off.

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